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Channel Partners

Our Insurance Channel Partners

PolicyRaj maintains authorised channel partnerships with India's leading IRDAI-regulated insurance companies. As a channel partner, we are formally empowered to present their products, guide clients through selection, assist in documentation, and provide complete advisory support — ensuring you get the most suitable coverage for your needs.

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7+Partner Companies
500+Insurance Plans
IRDAIRegulated Partners
UnbiasedExpert Advice

Our Authorized Insurance Partners

Click any company to learn about their plans, claim process, key benefits, and how to buy through PolicyRaj.

HDFC Ergo
General Insurance Co. Ltd.

India's leading general insurer backed by HDFC Bank & Munich Re's ERGO. Best for health, motor, travel and home insurance.

HealthMotorTravelHome
Claim Settlement Ratio98.5%
ICICI Lombard
General Insurance Co. Ltd.

India's largest private general insurer with 10,000+ network garages and 15,000+ cashless hospitals for seamless claims.

HealthMotorTravelBusiness
Claim Settlement Ratio97.3%
Tata AIG
General Insurance Co. Ltd.

Trusted Tata brand combined with AIG's global expertise. Excellent travel and health insurance with quick digital claims.

HealthMotorTravelBusiness
Claim Settlement Ratio96.8%
Bajaj General Insurance
Formerly Bajaj Allianz

One of India's leading general insurers — now fully backed by the Bajaj Finserv group following Allianz's exit from the joint venture in 2025.

HealthMotorTravelHome
Claim Settlement Ratio98.4%
Niva Bupa
Health Insurance Co. Ltd.

India's fastest-growing dedicated health insurer. ReAssure plan offers unlimited claim restoration — a category first.

Health OnlySenior CitizensWellness
Claim Settlement Ratio96.1%
HDFC Life
Insurance Co. Ltd.

India's premium life insurer with 99.3% claim settlement. Best for term insurance, ULIPs, pension and guaranteed return plans.

Term LifeULIPPensionSavings
Claim Settlement Ratio99.3%
LIC of India
Life Insurance Corporation

India's largest and most trusted insurer since 1956. Government-backed with a 98.7% claim settlement ratio and 290M+ policyholders.

Term LifeEndowmentPensionChild
Claim Settlement Ratio98.7%

Why Buy Through PolicyRaj?

Sachin Kathuria is an authorized agent for all these companies — you get the same plan at the same price, plus expert hand-holding.

Compare All 7 Companies

Get quotes from all partners simultaneously and compare plans side-by-side.

Transparent Pricing

The price you see is exactly the price you pay — the same as any direct channel, with the full benefit of expert guidance added.

Claim Support

Sachin assists with claim filing, documentation and follow-ups — for life.

22+ Years Expertise

IRDAI-licensed advisor who knows which company is best for your exact situation.

Not Sure Which Company to Choose?

Tell Sachin your requirements and he'll recommend the best company + plan for your specific needs — for free.

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