PolicyRaj works with Bajaj Allianz General Insurance — a collaboration between Bajaj Finserv and Allianz SE, Germany's global insurance leader with 130+ years of expertise. We provide expert advisory on their general insurance products, helping clients understand, compare, and access the right coverage for their needs.
Bajaj General Insurance (formerly Bajaj Allianz General Insurance) began in 2001 as a joint venture between Bajaj Finserv Ltd. and Allianz SE. Following Allianz's exit from the venture, it now operates fully under the Bajaj Finserv umbrella — the same products, teams and claim processes, under a new name — and remains one of India's leading general insurers.
Bajaj Allianz consistently achieves one of the highest claim settlement ratios in the general insurance industry. They were the first Indian insurer to process motor claims digitally and offer instant policy renewal. Their Health Guard plans are known for broad coverage and zero room-rent sub-limits on premium variants.
Sachin Kathuria is an IRDAI-licensed advisor and authorised channel partner of Bajaj Allianz. Get expert plan selection with same-price guarantee.
Consistently among the top general insurers for claim settlement — your claims are taken seriously.
130+ year-old Allianz SE ensures financial strength for every claim — big or small.
Renew motor insurance in 2 minutes online — no inspection needed for on-time renewals.
Award-winning customer service program — rated most empathetic insurer in India.
Call 1800-209-5858 or use the Caringly Yours app within 24 hours of incident.
Share required documents — hospital records, vehicle photos, FIR (if applicable).
A Bajaj Allianz surveyor assesses damage and verifies documents within 48 hours.
98.4% of claims settled within 30 days. Cashless directly settled with hospital/garage.
"Bajaj Allianz is my top recommendation for clients who have experienced claim rejection elsewhere. Their 98.4% settlement ratio is genuine — I've never had a legitimate claim refused. Their Silver Plus Health Guard without room rent caps is excellent for middle-income families who want real-world usability without bill shocks."
Recent launches and announcements from Bajaj General Insurance, curated by PolicyRaj.
A new add-on to the My Health Care Plan giving NRIs and OCIs a 35% discount on base premium — built for Indians abroad who keep health cover back home for themselves and family.
Following Allianz’s exit from the joint venture, the company now operates as Bajaj General Insurance. Existing policies, renewals and claims continue seamlessly under the new name.
Nothing changes in your policy terms or claim rights — but documents and the app will carry the new branding. Sachin can verify any renewal notice that looks unfamiliar.
Based on public insurer announcements as of July 2026. Features, eligibility and premiums are governed solely by the insurer’s official terms — confirm current details with Sachin Kathuria: 9013976999.
