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TA
IRDAI-Approved General Insurer

Tata AIG
General Insurance

PolicyRaj works with Tata AIG General Insurance — combining the trust of the Tata Group with AIG's 100+ years of global insurance expertise. We provide expert advisory on their travel, health, motor, and home insurance products, helping clients evaluate and access the right plan for their needs.

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96.8%Claim Settlement Ratio
11,000+Network Hospitals
5,500+Cashless Garages
2001Founded
200+Cities Covered

About Tata AIG

Tata AIG General Insurance is a joint venture between Tata Group and American International Group (AIG), one of the world's largest multinational insurance companies. Established in 2001, it operates across 200+ cities in India.

Tata AIG is particularly known for its travel insurance products — Travel Guard is consistently rated India's best travel insurance. Their health plans under the MediCare brand offer strong coverage at competitive premiums.

  • Tata brand — one of India's most trusted conglomerates
  • Travel Guard — India's most comprehensive travel insurance
  • MediCare Premier — unique super top-up health plan
  • AI-based claim processing — quick document verification
  • Dedicated NRI insurance products
₹5,200 CrGross Written Premium
AA+iCRA Rating
200+Branch Offices
24x7Global Assistance

Sachin Kathuria is an IRDAI-licensed advisor and authorised channel partner of Tata AIG. Buy at the same price with expert guidance from Sachin Kathuria.

Tata AIG Plans at PolicyRaj

Key Tata AIG products across health, motor, travel and business insurance.

MediCare Plan
Comprehensive health insurance for families
₹520/monthUp to ₹1 Crore
  • 11,000+ network hospitals
  • No sub-limits on room rent (enhanced)
  • Pre-hospitalisation up to 90 days
  • Annual health check-up included
  • Ayurveda & AYUSH treatment covered
MediCare Premier (Super Top-Up)
Cost-effective top-up health cover
₹350/monthAdd-on up to ₹50L
  • Enhances your existing health cover
  • Activates after deductible is crossed
  • Aggregate deductible — fairer than basic
  • Very low premium for high extra cover
AutoSecure — Car Package
Comprehensive motor insurance for cars
₹2,600/yearOD + Third Party
  • 5,500+ cashless garages
  • Zero depreciation on claim
  • Engine & gearbox protection
  • NCB protection even after 1 claim
Workmen Compensation
Statutory cover for workplace injuries
₹3,500/yearPer Workmen
  • Fatal accident compensation
  • Permanent total & partial disability
  • Medical expenses reimbursement
  • Mandatory under Factories Act
Home Guard
Home structure & contents protection
₹1,800/yearStructure + Contents
  • Fire, floods & earthquake
  • Burglary & theft of valuables
  • Accidental breakage of glass
  • Personal accident for family

Why Choose Tata AIG?

Global AIG Expertise

AIG's 100+ years of international insurance expertise backing every policy.

Best Travel Insurance

Travel Guard is consistently rated India's most comprehensive travel plan.

Tata Brand Trust

Tata Group's 150+ year legacy of ethical business practices behind every claim.

Super Top-Up Value

MediCare Premier gives high extra health cover at very low additional premium.

Tata AIG Claim Process

Call 1800-266-7780

Intimate Tata AIG or call PolicyRaj's Sachin for claim assistance at any time.

Submit Documents

Upload required documents — hospital bills, FIR (motor), discharge summary.

Surveyor Assessment

A surveyor reviews your claim, or cashless pre-auth is sent to the hospital/garage.

Claim Settled

Cashless or reimbursement credit — Tata AIG settles most claims within 7 working days.

Sachin Kathuria

"Tata AIG's Travel Guard is my first recommendation for anyone travelling internationally — bar none. For domestic clients, MediCare Premier as a super top-up over a base plan is excellent value. The Tata brand gives genuine peace of mind that claims won't be unnecessarily disputed."

Sachin KathuriaIRDAI Licensed Advisor · PolicyRaj
Latest — July 2026

New Plans & Updates

Recent launches and announcements from Tata AIG, curated by PolicyRaj.

Feb 2026

Accident Super Guard Plus

A modular personal accident plan that flexes with your income, liabilities and lifestyle risks — protection that scales as your life changes, launched 24 February 2026.

MediCare range

₹5 lakh to ₹3 crore health cover

The MediCare, MediCare Select and MediCare Premier plans span ₹5L–₹3Cr sums insured with access to 11,000+ cashless hospitals across India.

Why it matters

Personal accident is the forgotten cover

PA cover is India’s most under-bought protection despite road risk being the #1 accident cause. Modular plans like Super Guard Plus make right-sizing it easy — ask Sachin how much you need.

Based on public insurer announcements as of July 2026. Features, eligibility and premiums are governed solely by the insurer’s official terms — confirm current details with Sachin Kathuria: 9013976999.

Get Your Tata AIG Plan Today

Sachin Kathuria will help you compare Tata AIG with other partners and choose the best plan.

Call: 9013976999
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