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IL
IRDAI-Approved General Insurer

ICICI Lombard
General Insurance

PolicyRaj is an authorised channel partner of ICICI Lombard — India's largest private general insurer and a joint venture between ICICI Bank and Fairfax Financial Holdings. Our partnership enables us to offer their full product range with personalised advisory and seamless support at every step.

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97.3%Claim Settlement Ratio
10,000+Network Hospitals
10,000+Cashless Garages
2001Founded
3.2 Cr+Policyholders

About ICICI Lombard

ICICI Lombard General Insurance Company was established in 2001 as a joint venture between ICICI Bank and Canada-based Fairfax Financial Holdings. It is the largest private general insurer in India by gross written premium.

Known for its technology-driven approach, ICICI Lombard was among the first Indian insurers to launch an AI-powered claims process. Their iHealth Plus plan offers coverage up to ₹2 Crore — one of the highest in health insurance.

  • India's #1 private general insurer by market share
  • IL TakeCare App for digital policy management & claims
  • 10,000+ cashless hospitals — one of the widest networks in health insurance
  • Instant motor claim settlement via AI video inspection
  • InstaSpect — 20-minute motor insurance claim processing
₹22,000 CrGross Written Premium
AAACARE Rating
270+Offices Nationwide
20 minMotor Claim Processing

Sachin Kathuria is an IRDAI-licensed advisor and authorised channel partner of ICICI Lombard. Buy any plan through Sachin at the same price with expert after-sales support.

ICICI Lombard Plans at PolicyRaj

Top ICICI Lombard products Sachin recommends across health, motor, travel and commercial lines.

Private Car Package
Comprehensive motor insurance for cars
₹3,200/yearOD + Third Party
  • 10,000+ cashless garage network
  • InstaSpect — video-based claim in 20 min
  • Zero Depreciation add-on
  • Tyre & rim protection
  • 24x7 roadside assistance
Travel Insurance
International & domestic travel cover
₹700/tripUp to $500K Medical
  • Emergency medical & evacuation
  • Trip cancellation & delay
  • Missed connection cover
  • Loss of passport & documents
  • Adventure sports optional add-on
Complete Health Insurance
Mid-range health plan for individuals & families
₹580/monthUp to ₹50 Lakh
  • 10,000+ network hospitals
  • Pre-existing conditions after 3 years
  • Maternity cover add-on available
  • Daily hospital cash benefit
  • Tax benefit under Section 80D
Commercial Lines Package
SME business insurance package policy
₹8,000/yearCustom Cover
  • Fire, burglary & allied perils
  • Public & product liability
  • Workmen compensation
  • Plate glass & sign cover
Group Health Insurance
Corporate health plan for 10+ employees
₹4,000/employee/yr₹3–5 Lakh/emp
  • Family floater option available
  • Maternity benefit included
  • Day-one cover — no waiting period
  • Top-up options for key employees

Why Choose ICICI Lombard?

IL TakeCare App

Manage policies, file claims, find hospitals and track claim status — all on one app.

InstaSpect Claims

Video-based motor claim inspection — get your car claim processed in 20 minutes.

15,000+ Hospitals

India's widest cashless hospital network — you'll never be far from a network hospital.

Most Trusted Brand

Ranked India's #1 most trusted general insurance brand by Brand Trust Report.

ICICI Lombard Claim Process

Industry-fastest digital claims — most settled within hours.

Intimate via App/Call

Notify ICICI Lombard via IL TakeCare App or helpline immediately after incident.

Upload Documents

Upload documents digitally — no physical submission needed for most claims.

AI-Powered Assessment

For motor claims, AI analyses video to estimate damage and approve amount.

Direct Credit

Approved claim amount credited directly to your bank account within 24-48 hours.

Sachin Kathuria

"ICICI Lombard is my go-to for corporate group mediclaim and for clients who want the absolute highest health cover. Their iHealth Plus at ₹2 Crore is unmatched, and InstaSpect for motor claims is genuinely impressive — I've seen clients get car repairs approved while still standing at the accident site."

Sachin KathuriaIRDAI Licensed Advisor · PolicyRaj
Latest — July 2026

New Plans & Updates

Recent launches and announcements from ICICI Lombard, curated by PolicyRaj.

Motor add-on

Smart Saver Plus — 5-day repair promise

An industry-first add-on: repairs at the company’s preferred garages completed within 5 days for claims up to ₹50,000 — with quality assurance built in.

Service Assure

30-minute roadside assistance

A new service promise on car insurance: roadside help reaching you within 30 minutes — valuable on highways and in metro traffic alike.

25 years

From safety net to coach

Marking 25 years in 2026, ICICI Lombard is shifting focus toward prevention and wellness — helping customers avoid losses, not just recover from them.

Why it matters

Add-ons decide claim experience

Motor add-ons like these often decide how painless a claim feels. Sachin matches the right add-on set to how and where you actually drive.

Based on public insurer announcements as of July 2026. Features, eligibility and premiums are governed solely by the insurer’s official terms — confirm current details with Sachin Kathuria: 9013976999.

Get Your ICICI Lombard Plan Today

Compare ICICI Lombard with other partners. Sachin will recommend the best plan for your exact needs and budget.

Call: 9013976999
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