PolicyRaj is an authorised channel partner of HDFC Life Insurance — India's leading private life insurer backed by HDFC Bank and Standard Life, with a 99.7% claim settlement ratio (FY26). Through our partnership, we provide clients with expert guidance across their term, ULIP, pension, and guaranteed return plan offerings.
HDFC Life Insurance was established in 2000 as a joint venture between HDFC Ltd. and Standard Life Aberdeen (UK). It is one of India's largest and most trusted private life insurers, with 99.7% of individual death claims settled in FY26 — among the best in the private life insurance sector.
HDFC Life is known for innovation — Click 2 Protect Life was India's first fully online term plan. Their Sanchay Plus offers guaranteed returns of up to 7.5%, making it among the best guaranteed savings products in the market. ProGrowth Plus is a top-rated ULIP for wealth creation.
Sachin Kathuria is an IRDAI-licensed advisor and authorised channel partner of HDFC Life. Sachin helps you pick the right plan without any hidden charges.
Top HDFC Life products across protection, savings, ULIPs and pension.
Highest claim settlement ratio among all private life insurers in India.
Sanchay Plus locks in guaranteed returns at purchase — immune to market volatility.
Complete life insurance online in minutes — no branch visits, no physical documents needed.
Death claims processed within 24 hours for policyholders with 3+ years of premium history.
Call 1800-266-9777 or notify via HDFC Life app. Assign nominee or legal heir as claimant.
Death certificate, policy document, identity proof of nominee — all can be submitted digitally.
HDFC Life's claims team reviews documents and may do a medical history check if required.
99.3% of claims approved. Payment credited to nominee's bank account within 24 hours.
"For term life insurance, HDFC Life Click 2 Protect Life is my top recommendation. The 99.3% claim settlement ratio is genuinely the best among private insurers — I've never faced a rejected claim with HDFC Life. For wealth creation, Sanchay Plus's guaranteed returns make it far safer than FDs for a 15-year horizon."
Recent launches and announcements from HDFC Life, curated by PolicyRaj.
A new ULIP fund investing in companies positioned to benefit from India’s domestic consumption growth story — for long-term, market-linked wealth building inside a life cover.
The 2026 ULIP suite spans child education, retirement and wealth goals with free fund switching — combining Section 80C benefits with market participation.
New fund offers open and close on fixed dates, and suitability depends on your risk profile and horizon. Speak to Sachin before allocating — timing and fund choice matter.
Based on public insurer announcements as of July 2026. Features, eligibility and premiums are governed solely by the insurer’s official terms — confirm current details with Sachin Kathuria: 9013976999.
