PolicyRaj is an authorised channel partner of Niva Bupa Health Insurance — India's fastest-growing standalone health insurer, formerly known as Max Bupa. Our partnership allows us to offer their full health insurance portfolio, including their flagship ReAssure 2.0 plan, with dedicated advisory and claim support.
Niva Bupa Health Insurance (formerly Max Bupa) is a joint venture between Niva Capital and Bupa Group (UK), one of the world's largest international health insurance providers. It is India's only major insurer that exclusively focuses on health insurance.
This singular focus means every product, every process, and every claim team is optimised for health — not spread across motor, travel and property. ReAssure 2.0 is their flagship plan which offers unlimited number of claims in a year with full sum insured restoration each time.
Sachin Kathuria is an IRDAI-licensed advisor and authorised channel partner of Niva Bupa. Buy any plan at the same price with Sachin's expert guidance.
India's most innovative health plans — reviewed and recommended by Sachin Kathuria.
ReAssure 2.0's unlimited SI restoration is unmatched — perfect for chronic conditions.
Every product and team is dedicated to health — no distraction from motor or travel claims.
Direct claim settlement — no Third Party Administrator in between for faster cashless approval.
Bupa UK's 70+ years of global health insurance expertise shaping every product.
Visit any of 10,000+ Niva Bupa network hospitals. Show your e-health card at the desk.
Hospital directly contacts Niva Bupa — no TPA involved. Faster approval timelines.
Pre-auth approved usually within 1-2 hours. Emergency situations get instant approval.
Niva Bupa settles directly with hospital. You pay only non-admissible charges.
"Niva Bupa's ReAssure is the plan I recommend to anyone with a chronic illness, elderly parents, or a family history of serious disease. Unlimited restoration means if your parents both need cancer treatment in the same year, the cover keeps refilling. That's not possible with any other insurer I know. The Go Active plan is also excellent for young professionals who want OPD cover and wellness benefits."
Recent launches and announcements from Niva Bupa, curated by PolicyRaj.
Niva Bupa’s newest plan offers an unlimited sum insured option and day-one coverage for several pre-existing diseases — one of the most aggressive product designs in the market right now.
Buy 2–3 year policies and use the combined sum insured (base plus maternity) at any point across the full tenure — great for locking premiums and planning families.
Covers IVF, surrogacy, antenatal care, delivery and even adoption expenses, with benefits that can accumulate up to 10× the original sum insured.
Gross written premium reached ₹8,586 crore in FY26 — rapid growth backed by one of the strongest claim-support ecosystems in health insurance.
Based on public insurer announcements as of July 2026. Features, eligibility and premiums are governed solely by the insurer’s official terms — confirm current details with Sachin Kathuria: 9013976999.
