Too many policies fall short at the very moment they're needed. Sachin Kathuria — IRDAI-licensed, 22 years of expertise, recognised across 20+ countries — helps you choose cover that's built to stand when it matters.
Here is what separates PolicyRaj from every other option out there.
Our AI knows India's insurance landscape inside out. Ask about hidden exclusions, the right plan for your age, or coverage limits — and get a clear, honest answer in seconds. Completely unbiased. Always in your interest.
22 years. 5,000+ families. Awards across 20+ countries. Mr. Sachin Kathuria personally connects with every client — to listen, understand, and guide you toward the right decision for your family.
HDFC ERGO, ICICI Lombard, Niva Bupa, LIC, HDFC Life and 10 more — we compare them all with complete independence. Our only loyalty is to you, not to any insurer.
Our AI Document Scanner reads your existing policy in 60 seconds — surfacing coverage gaps, critical exclusions, and clauses that deserve your attention before you ever need to make a claim.
A claim is the moment that truly tests your insurance. PolicyRaj walks with you through every step — from the first form to the final resolution — so you never have to navigate it alone.
Our smart calculators tell you exactly how much life cover your family needs, what a premium will cost you, and whether what you have is enough. No guesswork.
You may wonder — if the advice is free, what does PolicyRaj gain? The answer is simple, and we're proud to say it openly.
We work with many insurers — never for any single one. We are not driven by targets, but by one thing only: finding what genuinely protects you and your family. Your peace of mind is the outcome we work towards.
Our happiest clients don't just stay — their parents, siblings, and children come to us too. Building that kind of multigenerational trust takes decades of honest advice. That is the only business we know, and the only one we want.
When a client refers their sibling, their parent, their colleague to us — that is the greatest compliment we can receive. Our 22 years of growth has been built entirely on the trust of families who believed in us enough to bring the people they love to our door.
"Mr. Sachin Kathuria has dedicated 22 years to this profession — not to build a business, but to build relationships that last generations. When a family trusts you with their health, their life, and their future — that is not a transaction. That is a bond. And that bond is everything to us."
The clarity most people never get before buying insurance — available right here, right now.
Stop wasting hours on 10 different websites. Compare health, life, motor, travel, home & business plans from India's top insurers — side by side, in minutes.
Never feel confused about insurance again. Ask Veera anything — claim limits, hidden exclusions, best plan for your age — and get clear, honest answers instantly, 24/7.
Many policies carry coverage gaps their holders never know about — until they need to claim. Upload yours and our AI surfaces every risk, exclusion, and area of concern — in under 60 seconds.
Mr. Sachin Kathuria brings 22 years of expertise to every conversation — listening carefully, advising honestly, and working exclusively in the interest of your family's wellbeing.
Child education funds, retirement corpus, tax-saving plans — Mr. Sachin Kathuria helps your money work as hard as your insurance does. Investment products are subject to their own terms and risks.
A claim is one of the most stressful moments a family faces. PolicyRaj members receive dedicated guidance — from the first call to the final resolution, we are present every step of the way.
"I thought I had good insurance. Mr. Sachin Kathuria reviewed my policy in one call and found three critical gaps I had no idea about. He found me a better plan at a lower premium — and when I had to claim last year, PolicyRaj handled everything. I didn't have to make a single stressful call. I've since referred my entire family."
Completely free. No card required. We reach out only when you ask us to. Just honest guidance from an IRDAI-licensed advisor with 22 years of experience.
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